Capital one savings rate

The bank pays a flat 0.20% rate on all balances. Capital One 360 Performance Savings. Like the 360 Checking accounts, Capital One’s 360 Performance Savings accounts are simple, straightforward, and affordable. There is only one savings account option. Some. . NS&I offers you 100% secure savings and investments, backed by HM Treasury. Saving ... These are close to the Capital One 360 Savings rate of 1.50%. While CIT Bank proudly offers up to 1.55% APY, you have to clear a hurdle to earn this rate. You must either maintain a balance of $25,000+ or make at least one monthly deposit of $100 or more. If you fail to meet one of these requirements, your savings rate will fall to 1.09%.On the whole, Capital One's interest rates are similar to what Ally offers. More specifically, Ally's savings account offers a 1.60% APY, while Capital One's features a slightly lower 1.50% APY. Their multitude of CD rates are also quite similar. Ally's best CD rates come with its 1- to 5-year accounts, while Capital One's 3- to 5 ...Capital One's 360 Performance Savings accounts pays an impressive 1.20% in interest. This makes it one of the best high-yield savings accounts on the market right now. And again, there are no monthly fees and no required minimum to open or maintain an account.Capital One 360 Interest Earned ($) 3,318.5. Total Cash Savings ($) 20,000. Compare. See comparison detail table. This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis.Savings Rates as of September 29, 2022. Account Type. Term. Amount ... Capital One. Type: Savings. Start Saving. Min. to earn APY $0.00. 2.15% APY* Annual Percentage Yield. Rates as of 9/29/2022 FDIC Insured Advertiser Comments. Got about 5 minutes? That's all the time it takes to open an account. ...Capital One's savings account does not come with a debit card. You can transfer the funds to a Capital One checking account or to another bank and withdraw the funds. ... 2022 to reflect Capital One's updated savings and CD rate APYs. Rates are subject to change; unless otherwise noted, rates are updated periodically. All other information on ...Travel smarter with Capital One at every step of the journey, including booking flights, hotels and rental cars. Get more from your next journey with Capital One Travel.This Capital One savings account makes it straightforward to open multiple accounts, automate savings and grow your money at a competitive interest rate. More about these benefits: No fees or minimum balance. It costs nothing to open or maintain an account or use its 39,000 ATMs around the US. Competitve interest rate. jiffy lube coupon Savings account interest rates are on the rise, ... Capital One: Capital One 360 Performance Savings: None: None: CIT Bank: CIT Bank Savings Connect Account: None: $100 minimum opening deposit:Dec 27, 2021 · What is the Interest Rate for Capital One 360 Performance Savings Accounts? All balances get to enjoy a 0.40% APY interest rate with Capital One 360 Performance Savings. You can also track your savings on the move using Capital One’s intuitive smartphone app and other online tools. UFB Direct Savings Account Rate: Current APY at 1.66%. UFB Direct Savings Rate is one of the best savings rates currently available from any online bank. The current savings rate at UFB Direct is at 1.65 percent with an APY of 1.66 percent. There is no minimum opening deposit to earn this high savings rate and yield.The Capital One Platinum Credit Card interest rate is 26.99% (V). This Capital One Platinum card interest rate is variable, meaning it can change based on certain economic conditions. Capital One Platinum gives you a 25-day grace period to avoid paying interest on your purchases.Your banking needs handled in the Philiphines! Sketchy! I called Capital One phone #s1800-946-0332 and 877 383 4802. Thought I was getting scammed for a a car payment. Someone in Philippines Answered. Roosters and chickens fighting through out the call along with scooters beeping their horn. SUPER SCETCHY!!Capital One Interest Rate On Savings Account LoginAsk is here to help you access Capital One Interest Rate On Savings Account quickly and handle each specific case you encounter. Furthermore, you can find the “Troubleshooting Login Issues” section which can answer your unresolved problems and equip you with a lot of relevant information. Capital One 360 CDs. As a savings account alternative (or add-on), Capital One sells Certificates of Deposit (CDs) it calls the 360 CD. There's no minimum deposit to open a CD account, and CDs ...In addition to its credit card portfolio, Capital One offers a variety of checking and savings products to consumers including its "360" branded savings accounts. It also provides certificates of deposit (CDs), auto loans and business banking services. ... Meanwhile, Team Clark analyzed the rates that Capital One is paying versus weekly ...Capital One Interest Rates Capital One offers their personal banking customers a variety of products and services including: checking accounts, savings accounts, loan products, credit cards and online and mobile banking tools. Capital One OverviewAug 15, 2022 · The Capital One 360 Performance Savings™ comes with an Annual Percentage Yield (APY) that is competitive with online high-yield savings accounts, without having to give up in-person banking ... Sep 2, 2020 | Replies 1. Opened a 360 Performance Savings account in November 2019 when interest rate was 1.9%. After chipping away at lowering the rate, notice today it is down to 0.65%. I assume there may be many who don't watch their accounts closely and are unaware how the rate has tanked.Capital One offers a higher-range stock and ETF fee structure in the online investing industry, with commission rates at $6.95 per stock trade. Capital One IRA Review Summary Capital One offers customers a solid investment account for traditional and Roth IRAs with an intuitive and easy-to-use online trading platform.These are close to the Capital One 360 Savings rate of 1.50%. While CIT Bank proudly offers up to 1.55% APY, you have to clear a hurdle to earn this rate. You must either maintain a balance of $25,000+ or make at least one monthly deposit of $100 or more. If you fail to meet one of these requirements, your savings rate will fall to 1.09%.The Capital One 360 Online Savings account has a 1.9% rate. Compared to the 0.01% rate that Wells Fargo offers with its basic savings account, that's quite attractive. (Bear in mind, though, that if you're chasing the highest possible interest rate, you'll find even higher rates on savings accounts from online banks like Ally , Bask Bank ...Savings account rates will vary depending on the bank and the current market conditions. Money market account rates can also vary depending on the bank and the current market conditions. Certificates of deposit typically offer higher interest rates than savings and money market accounts.Aug 15, 2022 · Capital One 360 Performance Savings APY The current APY is 1.50%. Users of the Capital One 360 Performance Savings can start earning interest right away, with no minimum balances required in their... 2021. 6. 11. · A free savings account with a competitive APY and tools to help your kid master banking basics. finder.com’s rating : 4.7 / 5.0 ★★★★★ The Capital One Kids Savings Account gives your kid partial access to their money. women air jordan 1 Central Credit Union of Florida CD Rates: 1.51% APY 36-Month CD (FL) Education First Federal Credit Union CD Rates: Up to 1.25% APY (TX) Main Street Bank CD Account Promotion: 3.00% APY 36-Month CD Special (Nationwide) More. Filed under: CD Rates. Disclaimer: These responses are not provided or commissioned by the bank advertiser.UFB Direct Savings Account Rate: Current APY at 1.66%. UFB Direct Savings Rate is one of the best savings rates currently available from any online bank. The current savings rate at UFB Direct is at 1.65 percent with an APY of 1.66 percent. There is no minimum opening deposit to earn this high savings rate and yield.Aug 15, 2022 · The Capital One 360 Performance Savings™ comes with an Annual Percentage Yield (APY) that is competitive with online high-yield savings accounts, without having to give up in-person banking ... Aug 15, 2022 · The Capital One 360 Performance Savings™ comes with an Annual Percentage Yield (APY) that is competitive with online high-yield savings accounts, without having to give up in-person banking ... Capital One Savings Rate.Current Rate: 1.30% APY (last checked on Jul 28, 2022).Minimum Deposit: $10000. August 12, 2022, 3:35 pm ET. This information above for Capital One Savings Rate is provided 'as is' and solely for informational purposes, not for specific financial advice. Sep 29, 2022 · 4 Capital One CD Rates. 5 Capital One $250 Checking Bonus. 6 Capital One 360 Performance Savings $450 Bonus. 7 [Expired] Capital One 360 $100 Direct Deposit Bonus – Targeted. 8 [Expired] Capital One 360 $150 Checking Bonus. 9 [Expired] Capital One $400 Checking Bonus. 10 [Expired] Capital One $250 Checking Bonus. Since many banks are constantly updating their interest rates offered on savings, money market and checking accounts, the charts below should come in handy. On the 1st of every month, this page is updated to show the most accurate rate information available. ... Capital One 360: Online Savings: Formerly ING Direct: All: 0.40%: 0.40%: 1.70%: 1. ... usps package intercept Capital One 360 Performance Savings Account. Get $100 if you make an initial deposit of $10,000+. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.Capital One Savings Account Interest Rate LoginAsk is here to help you access Capital One Savings Account Interest Rate quickly and handle each specific case you encounter. Furthermore, you can find the “Troubleshooting Login Issues” section which can answer your unresolved problems and equip you with a lot of relevant information. Capital One 360 Money Market Account Rates - 1.49%. Posted in Capital One 360 MMA on February 16th, 2018. Money market rates at Capital One 360 are now at 1.49 percent with an APY of 1.50 percent, the old MMA rate was 1.39 percent with a yield of 1.40 percent. You can view current Capital One 360 money market account rates below. October 2017.None. $1,000 or more to earn interest. $1,000 or more to earn interest. Monthly Service Charge. $3 if below minimum balance. None. None. $10, if daily ledger balance is less than $1,000. $10, if daily ledger balance is less than $1,000.The bank pays a flat 0.20% rate on all balances. Capital One 360 Performance Savings. Like the 360 Checking accounts, Capital One’s 360 Performance Savings accounts are simple, straightforward, and affordable. There is only one savings account option. Some. . NS&I offers you 100% secure savings and investments, backed by HM Treasury. Saving ... Cash. Value. Average Interest Earned ($) 592. Total Cash Savings ($) 20,000. Capital One 360 Interest Earned $5,277. Capital One 360 Interest Earned 0 10,000 20,000 Capital One 360 Interest…. Total Cash Saving… 5,276.7 20,000.Capital One Interest Rate On Savings Account will sometimes glitch and take you a long time to try different solutions. LoginAsk is here to help you access Capital One Interest Rate On Savings Account quickly and handle each specific case you encounter. Furthermore, you can find the "Troubleshooting Login Issues" section which can answer ...Capital One Online Savings Rate Filter Type: All Time (9 Results) Past 24 Hours Past Week Past month Listing 9 Results Capital One Online Savings Rate Total 9 Results Google Api Bing Api 1. Users' registration 2. Select the plan with the price. 3. Go through the API documentation. 4. Use a single token to access all APIs!However, its lower overhead costs may be why Capital One can offer competitive APYs in the first place. To earn the highest APYs for a CD account, look at Discover's CD options with APYs of 2.60% for its two-year CD. However, if you're hoping to earn a high yield without tying up your savings, check out the Capital One 360 Savings with 1.50 ...Conforming mortgage loans are being offered with as little as 5.00 percent down. Conforming loan limits vary from $417,000 to $729,750, depending on the metropolitan area in which you live. Adjustable mortgage loans are being offering in terms of 3/1, 5/1, 7/1, and 10/1. small trailer camper Promotional APY of 0.20% for the first 12 months; after the 12 months are up, Capital One will apply a standard business savings account rate to your balance; Six free withdrawals per month; Monthly service fee of $3 waived if you maintain a balance of $300; Free ATM withdrawals from Capital One ATMsCapital One tends to offer more options for people with lower credit scores, while Chase tends to offer more credit cards for people with excellent credit who want high-powered rewards. Chase's ...2 days ago · Capital One Bank Review 2022. Published August 2022 by Matthew Goldberg. Why trust us. Definition of terms. AT A GLANCE. 4.6. Bankrate Score. TOP OFFER. 2.15 % APY. Ally Bank and Capital One 360 are two online banks that offer higher annual percentage yields, or APYs, than most traditional banks. If you're looking to earn more on your savings (and pay fewer ...The Capital One 360 Performance Savings Account interest rate is 1.75% with no minimum balance. That's much better than the national average of 0.13% annual percentage yield. Capital One savings account interest rates for 2022. Earn 0.3% to 0.6% depending on which account you choose. Plus, enjoy no monthly fees or minimum deposits. Capital One ...Updated: Mar 15, 2022 Capital One Bank IRA CDs are designed to offer a safe, long-term vehicle for retirement savings. Capital One 360's IRA CDs combine some of the highest rates available with. Sumo Xrm 125 Sale In Cebu in NATIONAL CAPITAL REGION (NCR) We ... design ₱ 2,199.00. Capital One savings account interest rates for 2022 Earn 0.3% to 1.5% depending on which account you choose. Plus, enjoy no monthly fees or minimum deposits. Cassidy Horton Updated Feb 17, 2021 Fact checked Capital One savings accounts earn 0.3% to 1.5% APY — that's up to eight times more than the national average.Aug 23, 2022 · Savings. Capital One’s 360 Performance Savings is a high-yield savings account ... Here are the current CD terms and rates available through Capital One. CD Term APY Minimum Deposit; 6 Months: 2 ... Savings Rates as of September 29, 2022. Account Type. Term. Amount ... Capital One. Type: Savings. Start Saving. Min. to earn APY $0.00. 2.15% APY* Annual Percentage Yield. Rates as of 9/29/2022 FDIC Insured Advertiser Comments. Got about 5 minutes? That's all the time it takes to open an account. ...5% Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply 1.5% Earn unlimited... keep truckin loginorange theory pricesSep 27, 2022 · Available nationwide, Capital One 360 is offering you a 2.00% APY on your funds for opening a new Capital One 360 Performance Savings account. Consider opening the Capital One 360 Performance Savings account to earn the high APY rate. Additionally, continue reading if you are interested in this offer! Table of Contents [ hide] 1 About Capital One Aug 15, 2022 · The Capital One 360 Performance Savings™ comes with an Annual Percentage Yield (APY) that is competitive with online high-yield savings accounts, without having to give up in-person banking ... A pretty hefty requirement, but on the flip side is your cash will earn 1.60% APY in interest as of December 2019 - that's great especially when you'll need to hold the cash in the savings account for at least 100 days (10 days for the initial funding period and 90 days of maintaining the required daily balance).Open with as little as $500, Earn an interest rate that's fixed for the full term, Terms ranging from 31 days to 60 months, Hold on to Time Deposits until maturity to avoid early withdrawal penalties, Statement Savings, Open an account with any size balance and earn interest, Pay no monthly maintenance fees, Access easy-to-read monthly statements,5% Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply 1.5% Earn unlimited...Pre-qualify to see your real rate and payment before visiting the dealer. Check Out Auto Navigator ... Capital One Shopping is a free tool that instantly searches for savings and applies them to your cart. ... This product finder tool is informational and educational only and strictly meant to provide an overview of Capital One product ...Sep 22, 2022 · 1.70%. No minimum. Kids Savings Account. 0.30%. No minimum. Note: Annual percentage yields (APYs) ... Penalties that may reduce Rate Bump CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a Rate Bump CD and earn stated APY. Online Savings Account: APY may change at any time before or after account is opened. Maximum balance limits apply. Certificate of Deposit: APY may change at any time before CD is ...Sep 02, 2022 · It’s Capital One’s new name for their high-yield, no-fee online savings account. You get an interest rate of 2.00% APY with no minimums. Your funds are FDIC insured up to $250,000, there’s a mobile app, and you can open it online in just a few minutes. It’s a pretty run of the mill online savings account. Capital One 360 CDs. As a savings account alternative (or add-on), Capital One sells Certificates of Deposit (CDs) it calls the 360 CD. There's no minimum deposit to open a CD account, and CDs ...9.5/10. Capital One's 360 Performance Savings Account offers an interest rate that consistently competes with the very highest APYs out there. Plus it has no minimum balance and doesn't charge any maintenance fees, and it lets you open a bunch of different sub-accounts for different saving goals. APY. 9/10. Fees. table lamp shades Capital One 360 Performance Savings - 2.00% APY American Express® Personal Savings — 1.90% APY Alliant Credit Union — 1.40% APY Chime - 1.50% APY Common Questions about Online Savings Accounts The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired or changed.Savings account rates will vary depending on the bank and the current market conditions. Money market account rates can also vary depending on the bank and the current market conditions. Certificates of deposit typically offer higher interest rates than savings and money market accounts.The bank pays a flat 0.20% rate on all balances. Capital One 360 Performance Savings. Like the 360 Checking accounts, Capital One’s 360 Performance Savings accounts are simple, straightforward, and affordable. There is only one savings account option. Some. . NS&I offers you 100% secure savings and investments, backed by HM Treasury. Saving ... The Capital One Platinum Credit Card interest rate is 26.99% (V). This Capital One Platinum card interest rate is variable, meaning it can change based on certain economic conditions. Capital One Platinum gives you a 25-day grace period to avoid paying interest on your purchases.Jul 26, 2022 · Your Capital One 360 CD balance will be insured up to allowable limits. Learn more about 360 CDs. In order to have received the advertised annual percentage yield (APY) of 2.50% for each 18-month certificate of deposit (CD) opened, the product must be opened between 12:01 a.m. ET on June 23, 2022 and 11:59 p.m. ET on July 26, 2022. May 04, 2020 · Capital One is offering cash bonuses of $100 per every $10,000 you deposit and maintain in your account, up to $500 for $50,000. In order to secure this offer, you will have to open a 360... The old accounts had (and still have) a rate of 1%, while the new ones were I believe 1.8% at the time. I had already moved over to Ally a while ago for their higher rates, but at the time when I saw this, the Capital One 360 Performance rate was slightly higher than Ally (I think 1.7% vs. 1.8%).These are close to the Capital One 360 Savings rate of 1.50%. While CIT Bank proudly offers up to 1.55% APY, you have to clear a hurdle to earn this rate. You must either maintain a balance of $25,000+ or make at least one monthly deposit of $100 or more. If you fail to meet one of these requirements, your savings rate will fall to 1.09%. dune handbags Capital One - 2.15% APY, no minimum balance needed for APY (no ATM access) 4.6 Overview The Capital One 360 Performance Savings Account earns a competitive yield. It doesn't have a monthly service...Capital One Online Savings Account Rates will sometimes glitch and take you a long time to try different solutions. LoginAsk is here to help you access Capital One Online Savings Account Rates quickly and handle each specific case you encounter. Furthermore, you can find the "Troubleshooting Login Issues" section which can answer your ...Central Credit Union of Florida CD Rates: 1.51% APY 36-Month CD (FL) Education First Federal Credit Union CD Rates: Up to 1.25% APY (TX) Main Street Bank CD Account Promotion: 3.00% APY 36-Month CD Special (Nationwide) More. Filed under: CD Rates. Disclaimer: These responses are not provided or commissioned by the bank advertiser.Capital One 360 CDs. As a savings account alternative (or add-on), Capital One sells Certificates of Deposit (CDs) it calls the 360 CD. There's no minimum deposit to open a CD account, and CDs ...Compare the best savings accounts and money market rates Maryland, MD based on location and convenience, bank financials, and rates - September 27, 2022. ... Capital One, National Association 0.40%. $2,500 . Learn More. Reviews (11) Rosedale Federal Savings And Loan Association 0.40%. $2,500 . Learn More.Capital One Savings Account Interest Rates Updated: 28th September 2021 Capital One 360 Performance Interest Rate 0.40%. Juno Bonus Rate up to 2.15% Earn 2.15% with Juno Metal Create a free FDIC-Insured checking account in less than 5 mins and start saving today 2.15% Bonus Rate ...Travel smarter with Capital One at every step of the journey, including booking flights, hotels and rental cars. Get more from your next journey with Capital One Travel.Aug 31, 2022 · There is no minimum to open a Capital One CD — you can open one with any amount. Some banks and credit unions have minimums such as $500 or even $10,000. What are the rates on Capital One CDs right... Balance required to open. PNC High Yield Savings. 0.40%. $1-$250,000. Standard Savings. 0.01%. $1-$10,000. PNC also offers relationship rates on its standard savings account. You will get these ...Capital One CD Interest Rates. Account Details. APY. Updated. Capital One 1 Year CD Rates. 1.90%. Feb, 2020. Capital One 2 Year CD Rates. 1.80%.Aug 15, 2022 · Capital One 360 Performance Savings APY The current APY is 1.50%. Users of the Capital One 360 Performance Savings can start earning interest right away, with no minimum balances required in their... Annual Percentage Yield 2.40% Minimum Deposit Requirement $100 Monthly Maintenance Fee $0 Best Online Savings Accounts We've compared 73 savings accounts at 53 nationally available banks and credit...On the whole, Capital One's interest rates are similar to what Ally offers. More specifically, Ally's savings account offers a 1.60% APY, while Capital One's features a slightly lower 1.50% APY. Their multitude of CD rates are also quite similar. Ally's best CD rates come with its 1- to 5-year accounts, while Capital One's 3- to 5 ...Capital One interest charges are calculated by dividing 16.49% (V) - 26.99% (V) by 365. The resulting rate is approximately what Capital One applies to an unpaid credit card balance every day until it is paid in full. However, the math gets a little bit complicated. How Capital One interest charges are calculated:2.90%. 2.90%. Both Ally and Capital One 360 have very similar CD rates. Ally is better for a short-term investment since it offers a three month CD. However, Capital One 360 is slightly better for longer terms since you reach higher rates faster. WINNER — Ally Bank is the winner since it offers 24/7 customer support. sword and shieldCapital One Savings Account Interest Rate LoginAsk is here to help you access Capital One Savings Account Interest Rate quickly and handle each specific case you encounter. Furthermore, you can find the “Troubleshooting Login Issues” section which can answer your unresolved problems and equip you with a lot of relevant information. A secret - no, they're not. Big bank savings accounts are still paying sub-zero percent interest. The average rate, in fact, is 0.09%, with many banks sitting at 0.01%. But there are options out there paying 2.25% - and higher! Why earn under a penny for every thousand dollars saved, when you could earn $22.50.Ally: Ally is another full-service online bank with a range of products. Ally's Savings rate is higher, but Capital One 360's Money Market rate is the best if you have $10,000 to save. If you want more flexibility for your CDs, Ally may be the better choice. It offers higher rates for short-term CDs.Capital One offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. There are no minimum deposits or service fees. While Discover Bank offers some of the highest interest rates on the market. CDs go up to 10-year terms and have a minimum deposit of $2,500.Key Takeaways. Only one CD account type available. Capital One 360 CD only offers traditional CD accounts. Very high APY. This account offers an annual percentage yield of up to .40%, which is much higher than the national average for a CD account. No minimum initial deposit. benjamin moore coloursCapital One Savings Account Interest Rate LoginAsk is here to help you access Capital One Savings Account Interest Rate quickly and handle each specific case you encounter. Furthermore, you can find the “Troubleshooting Login Issues” section which can answer your unresolved problems and equip you with a lot of relevant information. Your banking needs handled in the Philiphines! Sketchy! I called Capital One phone #s1800-946-0332 and 877 383 4802. Thought I was getting scammed for a a car payment. Someone in Philippines Answered. Roosters and chickens fighting through out the call along with scooters beeping their horn. SUPER SCETCHY!!Financial Stability & Ratings - 4.8 / 5. In comparison with other banks, Capital One has not been business very long--and its personal banking services date back only to 2005. Nevertheless, the company appears to rest on a solid financial foundation, as evidenced by its financial ratings. While its consumer ratings are somewhat discouraging, it ... Choose the level of commitment that's right for your CD savings. Enter your deposit amount and see how your interest grows based on your commitment. Enter your deposit amount $ Read Disclosures Annual Percentage Yields (APY) are variable and effective as of 9/23/2022. CD rates are fixed upon opening the account. Early withdrawal penalties apply.The bank pays a flat 0.20% rate on all balances. Capital One 360 Performance Savings. Like the 360 Checking accounts, Capital One’s 360 Performance Savings accounts are simple, straightforward, and affordable. There is only one savings account option. Some. . NS&I offers you 100% secure savings and investments, backed by HM Treasury. Saving ... Sep 27, 2022 · While some banks have tiered savings rates, based on your balance, Capital One applies the same 2.15% APY to all balances. That means you still get the same relatively high rate whether you save a... UFB Direct Savings Account Rate: Current APY at 1.66%. UFB Direct Savings Rate is one of the best savings rates currently available from any online bank. The current savings rate at UFB Direct is at 1.65 percent with an APY of 1.66 percent. There is no minimum opening deposit to earn this high savings rate and yield.For foreign withdrawals, Chase charges a $5 fee, while Capital One charges no currency conversion fees. Capital One vs. Chase: Rates. When it comes to interest rates, Chase only offers a 0.01% APY for both its savings and checking accounts. Capital One, however, offers a 1.00% APY for its basic savings accounts. suv with captain seats xa